By using this website you agree to our cookie policy close icon

A smart way to accelerate your financial evolution.

Leading the way in banking infrastructure, amplifying growth and service quality, elevating customer satisfaction.

Smart Sol

1M+ Members

Over 1 Million clients bank using Smart Solution infrastructure
Global Countries


Supporting Financial Institutions in compliance and product needs across the globe

3B+ Assets

$3,000,000,000 + in Assets are tracked and managed with Smart Solution


Discover why millions trust us with their everyday banking.
QR code icon

Harness cutting-edge technology;
be a driver for innovation and
transform your business

Scale icon

Deliver valuable products
to your clients, enabling
growth for both your Financial
Institution and your clients.

User icon

Our solutions put the customer
first, focusing on tailoring our
products to serve your specific


Our platform, tailored for you.

From our core banking suite to modern apps, we provide Financial Institutions with frictionless experiences across all touchpoints, at every stage of the customer lifecycle.

Smart Solution illustration

Universa - Core Banking Suite

Universa is the first Canadian owned and made browser based banking solution on the market. With 50 years of business expertise, we’ve developed, and continue to enhance, a complete solution with no shortcuts. 

With Universa, customers aren't just onboarded; they're understood, managed with precision, and set on a path of constant growth.

Ss Slider Universa

UniFi - Digital Banking Suite

UniFi Digital Banking is Smart Solutions 3rd generation of Mobile and Desktop digital banking applications. Written on the newest frameworks and infrastructure, UniFi leverages state of the art security features while prioritizing seamless user experience for your clients.

Experience simplified management of your Financial Institution with UniFi Digital Banking, redirecting your focus from daily transactions to greater opportunities. 

Products - Unifi

LOS - Loan Origination System

A standalone loans system that becomes more powerful when leveraged with the complete Universa suite, Smart Solutions LOS is built to manage three core functions of the loans process, simple onboarding, streamlined recoupment, and actionable insights.

Smart Solution's Loan Origination System modernizes your lending journey by simplifying and accelerating the application process. Say goodbye to outdated procedures and welcome a new era of seamless lending.

Products - LOS


Powering the future, creating an impact

In business for over 50 years, Smart Solution provides core banking systems and financial management solutions to a growing list of progressive financial institutions. 

Our clients are some of the top banks, credit unions, and trust companies in Canada, Central America, Caribbean, and South East Asia.

OUR STORY Our Story Visit
CAREERS Careers at Smart Solution Visit

Ready to get started?

Contact us to speak with an expert and discover
what solutions might be right for you and
your institution.



Want to partner with us?   Learn Why