A Full Suite of Digital Products

Whether you're seeking an advanced loan origination system, a resilient core banking backbone, or the latest in mobile and internet banking – our solutions merge tradition with innovation.

CONTACT SALES START WITH CORE BANKING

We help you beat fraud and protect yourself, and by leveraging our partner network through an open API platform you can build a seamless, secure, and consistent experience through all your touchpoints.

Future Proof With Smart Solution. We’ll Help You Integrate Faster

UNIVERSA

Core Banking

Universa is the first Canadian owned and made browser based banking solution on the market. With 35 years of business expertise, we’ve developed, and continue to enhance, a complete solution with no shortcuts.

This is the core banking platform to support your customer journeys from start to finish. Onboard customers easily through integrated onboarding flows, manage finances through our state of the art posting terminals, and engage customers to upsell with targeted reporting & marketing automation.

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UNIFI

Digital Banking

UniFi Digital Banking is Smart Solution's 3rd generation of Mobile and Desktop digital banking applications. Written using the newest frameworks and infrastructure, UniFi leverages state of the art security features while prioritizing seamless user experience for your clients.

UniFi Digital Banking ensures your clients' banking needs are met efficiently and reliably, granting them 24/7 access to their accounts, every day of the year. With UniFi Digital Banking your clients can manage their accounts, transfer funds, send bill payments, view statements, and more.

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LOS

Loan Origination

A standalone loans system that becomes more powerful when leveraged with the complete Universa suite, Smart Solution's LOS is built to manage three core functions of the loans process: simple onboarding, streamlined recoupment, and actionable insights.

With the Universa LOS system, you can take control of your onboarding, swiftly gathering applicant information, assessing eligibility, and creating loan applications within minutes. Take strategic control of fund recovery with real-time alerts. With data-driven decision-making, you can refine loan strategies, optimize workflow settings, and enhance customer satisfaction while lowering costs.

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Value

Evolve your Financial Institution

Attract New Clients

With Universa Core

Universa Core is the backbone to your financial institution's evolution.

A robust and scalable platform that provides the core products your current and future customers expect.

With Universa, onboard clients easily, manage finances and engage customers.

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Engage Your Users

With UniFi Digital Banking

UniFi Digital Banking enables stronger client relationships.

Support your clients better by providing them access to your institution's services 24/7.

UniFi Digital Banking ensures your clients' banking needs are met efficiently and reliably, granting them access to manage their accounts, transfer funds, send bill payments, view statements, and more.

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Monetize and Grow

With our Loan Origination System

Modernize your lending journey by simplifying and accelerating the application process.

Loans are the backbone of revenue generation for many Financial Institutions.

With the Universa LOS system, you can take control of your loan on-boarding, swiftly gathering applicant information, assessing eligibility, and creating loan applications within minutes.

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The backbone of your business: proven performance

Our metrics don't just represent numbers; they signify our commitment to technological advancements, fostering growth, and enriching customer journeys.

2b+ API

requests per year

99%

historical uptime

25+

branded apps

SECURITY

World Class Security And Compliance

Encryption

Ensuring unmatched data safety with rigorous security protocols and advanced encryption, fortifying against any unwarranted intrusions and digital risks.

Anti Fraud

Predictive Fraud Analytics
Compliance-Driven Shields
Masking Sensitive Data
Automated Security Adaptations
AI Enhanced Threat Scans

Standards

SOC 1 & 2, CSAE 3416, & AICPA Standards Compliance. Level 3 Organization. Annual security audits & always reaching for greater global compliance.

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SPEAK WITH AN EXPERT

Deployment Services
Multi-product discounts
Monitoring Service
Country-specific rates